Product Release Notes
RELEASED - January 2018
EARLYRETIRE PRO™ 2018
New in this release:
Updates for new 2018 tax law, Medicare premiums, and ACA thresholds: New
tax law provisions, Medicare Part B and D premiums, and parameters for
Affordable Care Act tax credit eligibility and amounts are updated for 2018.
Roth Conversions are handled more accurately. In previous versions,
Roth conversions were treated the same as Roth contributions, meaning no
penalty was applied to withdrawals made within the 5-year waiting period.
Now, Roth conversions made while under 59½ and held less than 5 years are
withdrawn by the algorithm in the same order as Roth earnings and penalized (but not taxed)
if withdrawn during that time.
A Roth Conversion Ladder is added... a
great new feature to use tax-deferred assets before you're 59½ without
incurring the 10% early withdrawal penalty! Find it using the
Financial Event Wizard.
New Pie Charts show a breakdown of all assets and retirement expenses
(and are included in the printed Plan document).
NOTE: Yahoo! has made changes that are not compatible with EarlyRetire Pro versions 16 or older. If you have one of these older
versions, it is necessary that you upgrade in order to continue using Monte Carlo and Probability features that require downloaded
data. We apologize for this situation and remind you we cannot guarantee