Your Roadmap to Financial Freedom






 
EarlyRetire Pro

Intelligent Planning for Early Retirement


Find your shortest path to financial freedom and get there faster than you thought possible!  Most retirement calculators do nothing to analyze the unique challenges of early retirement, and more importantly, nothing to help you navigate the many options that will minimize your taxes, maximize your entitlements, and stretch your assets so you can retire earlier with confidence.  EarlyRetire Pro builds you a detailed plan, and provides a platform to explore options, make difficult decisions, and discover new shortcuts. 

retirement planner

 




EarlyRetire Pro


  
FEATURES 
> Planner 
> Optimizations 
> Calculators 


  
GRAPHS 
> Graphs 
> Pie Charts 


  
REPORTS 
> Retirement Plan 


   DOCUMENTS 
> User Manual 
> Section 508 VPAT 





Make It Happen

  • Design the best plan to reach your goals
    with an easy plan builder and tools for optimization.
  • Use Monte Carlo Simulation
    to test in real market conditions* and find your level of confidence.
  • Accelerate early retirement
    using smart tactics like Tax Leveling, Roth Ladders, 72t (penalty-free IRA withdrawals), or Reality Retirement Planning.
  • Test your own ideas
    to stretch your assets, and explore future plans like a second home, college expenses, or a reverse mortgage.
  • Maximize Social Security benefits
    with a detailed filing strategy automatically optimized for you and your spouse (or ex-spouse).
  • Maximize the Affordable Care Act Tax Credit
    to substantially reduce your health insurance costs.
  • Design the right investment portfolio
    using real market data and probability analysis.
  • Have confidence going forward
    with a detailed pre- and post-retirement cash-flow schedule to strategically guide every year of your life.
  • Manage clients with professional features
    like customized reports, data importing, and client security.


 
Download Now
Try EarlyRetire Pro FREE for 10 days!
How to Install/Uninstall >
 
Download and Purchase
$99.95 USD
Permanent License
Free Support
 
Upgrade Now
$49.95 USD
Upgrade your current EarlyRetire Pro to the Latest Version
Release Notes >

 Cart
 
 
Don't Think You Can Retire Early?  You Could be in for a Surprise...

Early retirement is a daunting challenge, but for those who want to live the dream, EarlyRetire Pro™ is your co-pilot.  It simplifies the complexities of retiring early, and can stretch your wealth in ways you didn’t know were possible.  Intelligent planning is the key to success.


Retire Earlier by Intelligently Navigating Early Retirement

Issues overlooked by most retirement software, like early distributions, tax penalties, college costs, and health care make retiring early a special challenge.  By applying strategies like Income Tax Leveling, Roth conversions, 72t IRA withdrawals, or Reality Retirement Planning, EarlyRetire turns these challenges into opportunities.


Optimize Use of Your Assets

EarlyRetire automatically works to minimize your taxes throughout your lifetime, using Monte Carlo Simulation in real historical markets to report probability.*  Quickly test ideas to stretch your money further...  Will paying more income tax now save you later?  Could you use your home equity to save on taxes?   Could you benefit from a Roth ladder?  EarlyRetire comes to your rescue with options you probably never considered, and lets you test ideas of your own.


Creatively Explore Future Plans

Examine a second home, sale of a business, college expenses, inheritance, even semi-retirement.  Your Plan is easy to adjust and re-evaluate as situations change.  You ask your own questions by setting desired goals and calculating needed actions, while EarlyRetire’s optimization works constantly in the background to find the shortest distance.


EarlyRetire Doesn't Tell You it Can't be Done

Its mission is to give you control over your life and let you architect your own future.  Tell EarlyRetire where you want to go, and let it light the way!



 


Leaves nothing to chance where saving for retirement is concerned... you can generate a comprehensive retirement strategy in short order."


Provides an exploratory view of the user's total financial lifespan, allowing anyone—college grad to retiree—to instantly examine the effects of key decisions and quickly compare a wide variety of retirement possibilities."


The more I use the software, the more I like it.  Great how it goes through an optimization routine to extend the life of retirement savings... a bargain for what this software does!”   
M. Geddes





 
 

An Innovative Plan Builder...




Quickly Find the Best Plan that Works for You, and Fine Tune it as You Go

Adjust any of life's key variables and then recalculate any other, to instantly see the effects your decisions will have, and zero in on the balance that's right for you.






Apply a Rich Set of Optimization Tactics

Find ways of stretching your assets in retirement so you can retire sooner.  EarlyRetire automatically applies your optimizations each time you recalculate a variable!






Maximize your Social Security Income

Just one of the many complex calculations performed automatically, along with 72(t) planning, Affordable Care Act planning, yearly Roth conversions, and others.






Determine the Ideal Investment Portfolio to Achieve Your Goals

Find the asset mix with the best probability of delivering your ROI, using actual historical data and Monte Carlo analysis.






A Detailed Plan Guides You Every Step of the Way

Each year of both savings and retirement shows all cash flows, retirement distributions, how to pay for special expenses, estimated taxes, etc.

There's no guesswork in the future, just a strategic plan that makes the most of your money!




 
 
Make Sophisticated Planning Easy...

  • Explore Reality Retirement Planning, the most exciting new concept in financial planning.
    By combining government research with computer modeling, RRP enables you to retire sooner with less accumulated savings and greater confidence!

  • Maximize your Social Security benefits!
    Yes, EarlyRetire performs the complex number crunching to solve one of the biggest problems seniors face.  Complicated rules for spouses present new strategies with myriads of possibilities.  EarlyRetire analyzes all options... file-and-suspend, restricted spousal application, early or deferred filing—whether you're married, divorced or widowed—and produces a timeline showing the best time each partner should file for each benefit.  Taking the right actions at the right times can make an enormous difference in your lifetime benefit and critically improve retirement.

  • Maximize the Affordable Care Act Tax Credit!
    You may be surprised to learn you could qualify for reductions in healthcare premiums as an early retiree.  EarlyRetire not only calculates what your premiums will be under the new law, it rearranges your retirement income to maximize the amount of credit you receive.  Now is the time to examine how you can intelligently benefit from this new entitlement and minimize what is likely to be your greatest retirement expense.

  • Design an investment portfolio to meet your required rate of return with maximum probability and minimum risk
    using EarlyRetire's Portfolio Designer.  You can choose between several methods of analysis, including Monte Carlo simulation using real market data.*

  • Calculate any of the essential variables you control,
    see which are the most sensitive, and find the best combination...
    • Annual savings contributions
    • Type of savings (IRA, Roth, taxable, etc)
    • Retirement age
    • Semi-retirement period
    • How much you can spend during retirement
    • Distribution of tax burden in retirement years
    • How long you expect to live
    • Whether to preserve or consume assets during retirement
    • Amount to leave behind
    • Pre- and post-retirement asset allocation
    • Filing for social security
    • Retirement living expenses

  • Make professional presentations
    with custom headings, graphs, and optional advisor/client information.  Designed with professionals in mind, EarlyRetire manages any number of plans, maintains client information securely, and can import a client’s financial information from a text file.






Retirement Planning


 
 

Download Now and Try Free
Install EarlyRetire Pro now and try it for 10 days with no obligation. Explore all its features using your own data. You can permanently activate it at any time without reinstalling.
  Purchase and Install Now
Instantly complete your EarlyRetire Pro purchase and installation online.


Hamilton Software

More questions?  Ask our technical staff... 

Name
Company
Question/
Comment
Email
Phone




* EarlyRetire analyzes probability using actual stock and bond market data rather than randomly generated numbers for a more realistic simulation. For more information about Monte Carlo analysis, view the EarlyRetire Po User's Manual.


NEST EGG and NEST EGG PRO Users:
This product line was originally called Nest Egg and was renamed EarlyRetire in 2009.  EarlyRetire Pro is fully compatible with data files made using all Nest Egg and Nest Egg Pro versions created by Hamilton Software.




 


All applications support Hamilton Software Windows XP, Vista, 7, 8, 8.1, 10, 11

Home   |   Downloads   |   News   |   Company   |   Contact Us   |   Support   |   Resources   |   Privacy   |   FAQ   |   Shopping Cart   

Terms and Legal notices


 
© 1989 - 2024 Hamilton Software, Inc., All rights reserved    Telephone: 303.847.8092    info@hamiltonsoftware.com